Because of mobile phones’ explosion in popularity, many schools have opposed, or even banned, their use in the classroom. Yet an increasing ___(26) ___ of educators are now turning to cell phones in order to bolster student engagement and learning. ___(27) ___ mobile-phone use should be limited to situations (28) _______ the technology genuinely enhances instruction, the advanced functionality of today's cell phones makes them ideal for the 21st century lessons. For example, many schools use the devices to poll students in class via text message.
Some schools encourage students to use their camera phones to snap pictures for use as inspiration in art classes. Others allow students to capture photographs of a post-lecture whiteboard. In seconds, kids car grab a detailed image of a teacher's notes on the board and email it themselves, resulting in incredible study tool.
On field ___(29) ___, students can participate in scavenger hunts by snapping pictures of items on a teacher-supplied list. Mobile phones can also help facilitate class discussion. Teachers might ask students to run a Google Search for information on a particular topic. An alternative to presenting the information via lecture or having students read it from a textbook, discussion-integrated Web searchers are ___(30)___ more engaging, increasing the adds that students will retain the information.

Because of mobile phones’ explosion in popularity, many schools have opposed, or even banned, their use in the classroom. Yet an increasing ___(26) ___ of educators are now turning to cell phones in order to bolster student engagement and learning. ___(27) ___ mobile-phone use should be limited to situations (28) _______ the technology genuinely enhances instruction, the advanced functionality of today's cell phones makes them ideal for the 21st century lessons. For example, many schools use the devices to poll students in class via text message.
Some schools encourage students to use their camera phones to snap pictures for use as inspiration in art classes. Others allow students to capture photographs of a post-lecture whiteboard. In seconds, kids car grab a detailed image of a teacher's notes on the board and email it themselves, resulting in incredible study tool.
On field ___(29) ___, students can participate in scavenger hunts by snapping pictures of items on a teacher-supplied list. Mobile phones can also help facilitate class discussion. Teachers might ask students to run a Google Search for information on a particular topic. An alternative to presenting the information via lecture or having students read it from a textbook, discussion-integrated Web searchers are ___(30)___ more engaging, increasing the adds that students will retain the information.

Because of mobile phones’ explosion in popularity, many schools have opposed, or even banned, their use in the classroom. Yet an increasing ___(26) ___ of educators are now turning to cell phones in order to bolster student engagement and learning. ___(27) ___ mobile-phone use should be limited to situations (28) _______ the technology genuinely enhances instruction, the advanced functionality of today's cell phones makes them ideal for the 21st century lessons. For example, many schools use the devices to poll students in class via text message.
Some schools encourage students to use their camera phones to snap pictures for use as inspiration in art classes. Others allow students to capture photographs of a post-lecture whiteboard. In seconds, kids car grab a detailed image of a teacher's notes on the board and email it themselves, resulting in incredible study tool.
On field ___(29) ___, students can participate in scavenger hunts by snapping pictures of items on a teacher-supplied list. Mobile phones can also help facilitate class discussion. Teachers might ask students to run a Google Search for information on a particular topic. An alternative to presenting the information via lecture or having students read it from a textbook, discussion-integrated Web searchers are ___(30)___ more engaging, increasing the adds that students will retain the information.

Because of mobile phones’ explosion in popularity, many schools have opposed, or even banned, their use in the classroom. Yet an increasing ___(26) ___ of educators are now turning to cell phones in order to bolster student engagement and learning. ___(27) ___ mobile-phone use should be limited to situations (28) _______ the technology genuinely enhances instruction, the advanced functionality of today's cell phones makes them ideal for the 21st century lessons. For example, many schools use the devices to poll students in class via text message.
Some schools encourage students to use their camera phones to snap pictures for use as inspiration in art classes. Others allow students to capture photographs of a post-lecture whiteboard. In seconds, kids car grab a detailed image of a teacher's notes on the board and email it themselves, resulting in incredible study tool.
On field ___(29) ___, students can participate in scavenger hunts by snapping pictures of items on a teacher-supplied list. Mobile phones can also help facilitate class discussion. Teachers might ask students to run a Google Search for information on a particular topic. An alternative to presenting the information via lecture or having students read it from a textbook, discussion-integrated Web searchers are ___(30)___ more engaging, increasing the adds that students will retain the information.

Because of mobile phones’ explosion in popularity, many schools have opposed, or even banned, their use in the classroom. Yet an increasing ___(26) ___ of educators are now turning to cell phones in order to bolster student engagement and learning. ___(27) ___ mobile-phone use should be limited to situations (28) _______ the technology genuinely enhances instruction, the advanced functionality of today's cell phones makes them ideal for the 21st century lessons. For example, many schools use the devices to poll students in class via text message.
Some schools encourage students to use their camera phones to snap pictures for use as inspiration in art classes. Others allow students to capture photographs of a post-lecture whiteboard. In seconds, kids car grab a detailed image of a teacher's notes on the board and email it themselves, resulting in incredible study tool.
On field ___(29) ___, students can participate in scavenger hunts by snapping pictures of items on a teacher-supplied list. Mobile phones can also help facilitate class discussion. Teachers might ask students to run a Google Search for information on a particular topic. An alternative to presenting the information via lecture or having students read it from a textbook, discussion-integrated Web searchers are ___(30)___ more engaging, increasing the adds that students will retain the information.

Today, WHO listed the Moderna COVID-19 vaccine (mRNA 1273) for emergency use, making it the fifth vaccine to receive emergency validation from WHO.
WHO’s Emergency Use Listing (EUL) assesses the quality, safety and efficacy of COVID-19 vaccines and is a prerequisite for COVAX Facility vaccine supply. It also allows countries to expedite their own regulatory approval to import and administer COVID-19 vaccines.
The vaccine has already been reviewed by WHO’s Strategic Advisory Group of Experts on Immunization (SAGE), which makes recommendations for vaccines’ use in populations (i.e. recommended age groups, intervals between shots, advice for specific groups such as pregnant and lactating women). The SAGE recommended the vaccine for all age groups 18 and above in its interim recommendations dated 25 January 2021.
The US Food and Drug Administration issued an emergency use authorization for the Moderna vaccine on 18 December 2020 and a marketing authorisation valid throughout the European Union was granted by the European Medicines Agency on 6 January 2021. The WHO’s EUL process can be carried out quickly when vaccine developers submit the full data required by WHO in a timely manner. Once those data are submitted, WHO can rapidly assemble its evaluation team and regulators from around the world to assess the information and, when necessary, carry out inspections of manufacturing sites.
The Moderna vaccine is an mNRA-based vaccine. It was found by the SAGE to have an efficacy of 94.1%, based on a median follow-up of two months. Although the vaccine is provided as a frozen suspension at -25°C to -15 °C in a multidose vial, vials can be stored refrigerated at 2-8 °C for up to 30 days prior to withdrawal of the first dose, meaning that ultra-cold chain equipment may not always be necessary to deploy the vaccine.
(Adapted from WHO's news)

Today, WHO listed the Moderna COVID-19 vaccine (mRNA 1273) for emergency use, making it the fifth vaccine to receive emergency validation from WHO.
WHO’s Emergency Use Listing (EUL) assesses the quality, safety and efficacy of COVID-19 vaccines and is a prerequisite for COVAX Facility vaccine supply. It also allows countries to expedite their own regulatory approval to import and administer COVID-19 vaccines.
The vaccine has already been reviewed by WHO’s Strategic Advisory Group of Experts on Immunization (SAGE), which makes recommendations for vaccines’ use in populations (i.e. recommended age groups, intervals between shots, advice for specific groups such as pregnant and lactating women). The SAGE recommended the vaccine for all age groups 18 and above in its interim recommendations dated 25 January 2021.
The US Food and Drug Administration issued an emergency use authorization for the Moderna vaccine on 18 December 2020 and a marketing authorisation valid throughout the European Union was granted by the European Medicines Agency on 6 January 2021. The WHO’s EUL process can be carried out quickly when vaccine developers submit the full data required by WHO in a timely manner. Once those data are submitted, WHO can rapidly assemble its evaluation team and regulators from around the world to assess the information and, when necessary, carry out inspections of manufacturing sites.
The Moderna vaccine is an mNRA-based vaccine. It was found by the SAGE to have an efficacy of 94.1%, based on a median follow-up of two months. Although the vaccine is provided as a frozen suspension at -25°C to -15 °C in a multidose vial, vials can be stored refrigerated at 2-8 °C for up to 30 days prior to withdrawal of the first dose, meaning that ultra-cold chain equipment may not always be necessary to deploy the vaccine.
(Adapted from WHO's news)

Today, WHO listed the Moderna COVID-19 vaccine (mRNA 1273) for emergency use, making it the fifth vaccine to receive emergency validation from WHO.
WHO’s Emergency Use Listing (EUL) assesses the quality, safety and efficacy of COVID-19 vaccines and is a prerequisite for COVAX Facility vaccine supply. It also allows countries to expedite their own regulatory approval to import and administer COVID-19 vaccines.
The vaccine has already been reviewed by WHO’s Strategic Advisory Group of Experts on Immunization (SAGE), which makes recommendations for vaccines’ use in populations (i.e. recommended age groups, intervals between shots, advice for specific groups such as pregnant and lactating women). The SAGE recommended the vaccine for all age groups 18 and above in its interim recommendations dated 25 January 2021.
The US Food and Drug Administration issued an emergency use authorization for the Moderna vaccine on 18 December 2020 and a marketing authorisation valid throughout the European Union was granted by the European Medicines Agency on 6 January 2021. The WHO’s EUL process can be carried out quickly when vaccine developers submit the full data required by WHO in a timely manner. Once those data are submitted, WHO can rapidly assemble its evaluation team and regulators from around the world to assess the information and, when necessary, carry out inspections of manufacturing sites.
The Moderna vaccine is an mNRA-based vaccine. It was found by the SAGE to have an efficacy of 94.1%, based on a median follow-up of two months. Although the vaccine is provided as a frozen suspension at -25°C to -15 °C in a multidose vial, vials can be stored refrigerated at 2-8 °C for up to 30 days prior to withdrawal of the first dose, meaning that ultra-cold chain equipment may not always be necessary to deploy the vaccine.
(Adapted from WHO's news)

Today, WHO listed the Moderna COVID-19 vaccine (mRNA 1273) for emergency use, making it the fifth vaccine to receive emergency validation from WHO.
WHO’s Emergency Use Listing (EUL) assesses the quality, safety and efficacy of COVID-19 vaccines and is a prerequisite for COVAX Facility vaccine supply. It also allows countries to expedite their own regulatory approval to import and administer COVID-19 vaccines.
The vaccine has already been reviewed by WHO’s Strategic Advisory Group of Experts on Immunization (SAGE), which makes recommendations for vaccines’ use in populations (i.e. recommended age groups, intervals between shots, advice for specific groups such as pregnant and lactating women). The SAGE recommended the vaccine for all age groups 18 and above in its interim recommendations dated 25 January 2021.
The US Food and Drug Administration issued an emergency use authorization for the Moderna vaccine on 18 December 2020 and a marketing authorisation valid throughout the European Union was granted by the European Medicines Agency on 6 January 2021. The WHO’s EUL process can be carried out quickly when vaccine developers submit the full data required by WHO in a timely manner. Once those data are submitted, WHO can rapidly assemble its evaluation team and regulators from around the world to assess the information and, when necessary, carry out inspections of manufacturing sites.
The Moderna vaccine is an mNRA-based vaccine. It was found by the SAGE to have an efficacy of 94.1%, based on a median follow-up of two months. Although the vaccine is provided as a frozen suspension at -25°C to -15 °C in a multidose vial, vials can be stored refrigerated at 2-8 °C for up to 30 days prior to withdrawal of the first dose, meaning that ultra-cold chain equipment may not always be necessary to deploy the vaccine.
(Adapted from WHO's news)

Today, WHO listed the Moderna COVID-19 vaccine (mRNA 1273) for emergency use, making it the fifth vaccine to receive emergency validation from WHO.
WHO’s Emergency Use Listing (EUL) assesses the quality, safety and efficacy of COVID-19 vaccines and is a prerequisite for COVAX Facility vaccine supply. It also allows countries to expedite their own regulatory approval to import and administer COVID-19 vaccines.
The vaccine has already been reviewed by WHO’s Strategic Advisory Group of Experts on Immunization (SAGE), which makes recommendations for vaccines’ use in populations (i.e. recommended age groups, intervals between shots, advice for specific groups such as pregnant and lactating women). The SAGE recommended the vaccine for all age groups 18 and above in its interim recommendations dated 25 January 2021.
The US Food and Drug Administration issued an emergency use authorization for the Moderna vaccine on 18 December 2020 and a marketing authorisation valid throughout the European Union was granted by the European Medicines Agency on 6 January 2021. The WHO’s EUL process can be carried out quickly when vaccine developers submit the full data required by WHO in a timely manner. Once those data are submitted, WHO can rapidly assemble its evaluation team and regulators from around the world to assess the information and, when necessary, carry out inspections of manufacturing sites.
The Moderna vaccine is an mNRA-based vaccine. It was found by the SAGE to have an efficacy of 94.1%, based on a median follow-up of two months. Although the vaccine is provided as a frozen suspension at -25°C to -15 °C in a multidose vial, vials can be stored refrigerated at 2-8 °C for up to 30 days prior to withdrawal of the first dose, meaning that ultra-cold chain equipment may not always be necessary to deploy the vaccine.
(Adapted from WHO's news)

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.

Most people currently realize the danger of using credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing”.
Phishing sounds the same as the word “fishing”, and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.
Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.
Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank's website. However, the link to the bank in the message actually sent people to the phishers' fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.
How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away.
Also, messages from phishers will not address recipients by name because they really don't know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.